{"product_id":"cash-flow-planner-12-month-excel-forecast","title":"Cash Flow Planner — 12-Month Excel Forecast","description":"\u003cp\u003e\u003cstrong\u003ePlan 12 months of business cash flow in one editable Excel workbook.\u003c\/strong\u003e\u003c\/p\u003e\u003ch2\u003eSee what could be coming in, going out and remaining in your business.\u003c\/h2\u003e\u003cp\u003eThe Cash Flow Planner helps freelancers, independent sellers and small business owners create a simple cash forecast without a complicated finance system.\u003c\/p\u003e\u003ch3\u003eWhat you'll receive\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettings:\u003c\/strong\u003e choose a start month, opening cash balance, recurring income and expenses, and a desired cash reserve.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTransactions:\u003c\/strong\u003e record expected cash inflows and outflows, with examples to replace.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12-Month Cash Flow:\u003c\/strong\u003e automatic monthly opening balance, money in, money out, net change and projected closing cash.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReserve alerts:\u003c\/strong\u003e highlight negative cash or balances below your threshold.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard:\u003c\/strong\u003e summary totals and a projected closing cash chart.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEnglish PDF quick-start guide\u003c\/strong\u003e included in the ZIP.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eGetting started\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003eDownload the ZIP after payment.\u003c\/li\u003e\n\u003cli\u003eOpen the workbook in Microsoft Excel.\u003c\/li\u003e\n\u003cli\u003eReplace example values in Settings and Transactions.\u003c\/li\u003e\n\u003cli\u003eReview the forecast and adjust your assumptions as your business changes.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e\u003cstrong\u003eInstant digital download • One-time purchase • $24 USD • No subscription\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003eFrequently asked questions\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eDoes the spreadsheet connect to my bank?\u003c\/strong\u003e\u003cbr\u003eNo. This is a manual forecast; it does not sync transactions or bank accounts.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCan I change the starting month?\u003c\/strong\u003e\u003cbr\u003eYes. The forecast uses the first month you enter in Settings and extends for 12 months.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIs it an accounting statement?\u003c\/strong\u003e\u003cbr\u003eNo. Projected cash flow is based on your assumptions. It is not formal accounting, tax or financial advice.\u003c\/p\u003e\u003cp\u003e\u003csmall\u003eThis is a downloadable Excel template. Compatible spreadsheet software is required. No physical goods will be shipped. Sample values are fictional. Licensed for the purchaser's own use; resale is not included.\u003c\/small\u003e\u003c\/p\u003e","brand":"The Digital Studio","offers":[{"title":"Default Title","offer_id":59360758202703,"sku":"TDS-CASH-001","price":19.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0935\/1905\/3135\/files\/ImageChatGPT2nov.2026_14_10_45-2.png?v=1793625151","url":"https:\/\/digitalstudiotools.com\/products\/cash-flow-planner-12-month-excel-forecast","provider":"The Digital Studio","version":"1.0","type":"link"}